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15px;text-decoration:underline;text-underline-offset:4px}.faq-area-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px}.faq-area{display:block;border-radius:28px;background:#fff;box-shadow:0 8px 26px #00264112;overflow:hidden;position:relative;transition:transform .25s,box-shadow .25s;border:1px solid #e8eef3}.faq-area img{width:100%;height:auto;aspect-ratio:4/3;object-fit:contain;background:#fff}.faq-area-caption{display:block;padding:18px 24px 22px}.faq-area-caption strong{font-size:30px;line-height:1.2;display:block;font-weight:500;margin-bottom:5px}.faq-area-caption>span{font-size:15px;display:block;color:#526779}.faq-card-arrow{position:absolute;bottom:26px;right:22px;display:grid;place-items:center;width:38px;height:38px;background:#f1f1ff;border-radius:50%;font-size:23px}.faq-area:hover{transform:translateY(-4px);box-shadow:0 15px 35px #00264120}.faq-family{grid-column:1/-1;display:grid;grid-template-columns:1.25fr 1fr;align-items:center;background:#002641;color:#fff}.faq-family img{aspect-ratio:3/1}.faq-family .faq-area-caption{padding:24px 55px 24px 32px}.faq-family .faq-area-caption>span{color:#fff}.faq-family .faq-card-arrow{color:#002641;bottom:calc(50% - 19px)}.faq-help{margin-top:48px;display:flex;flex-wrap:wrap;align-items:center;gap:20px;background:#f1f1ff;padding:28px 30px;border-radius:26px}.faq-help h2{font-size:24px;margin:0 0 7px;letter-spacing:-.02em}.faq-help p{font-size:16px;margin:0}.faq-help .primary-button{font-size:16px;padding:15px 24px;min-height:52px;margin-left:auto}.faq-phone{font-size:16px;text-decoration:underline;text-underline-offset:4px;white-space:nowrap}.faq-portraits{display:flex;padding-left:0;flex-shrink:0}.faq-portraits img{width:64px;height:64px;object-fit:cover;border-radius:50%;border:3px solid #fff;box-shadow:0 4px 10px #00264112}.faq-portraits img+img{margin-left:-12px}.faq-choice-layout{display:grid;grid-template-columns:300px minmax(0,1fr);gap:30px;align-items:start}.faq-selected-photo{overflow:hidden;border-radius:26px;background:#fff;border:1px solid #e3eaf0;box-shadow:0 7px 23px #00264110}.faq-selected-photo img{width:100%;height:auto;object-fit:contain}.faq-selected-photo>div{padding:20px 24px;display:flex;justify-content:space-between;gap:10px;align-items:center}.faq-selected-photo strong{font-size:26px;font-weight:500}.faq-selected-photo a{font-size:14px;text-decoration:underline;text-underline-offset:4px}.faq-topic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.faq-topic-card{padding:25px;border:1px solid #dbe5ed;background:#fff;border-radius:24px;box-shadow:0 6px 22px #0026410c;display:flex;flex-direction:column;transition:transform .25s,background .25s}.faq-topic-card:hover{transform:translateY(-3px);background:#f4fbff}.faq-topic-index{font-size:14px;color:#536b7b;margin-bottom:25px}.faq-topic-card h2{font-size:26px;line-height:1.2;letter-spacing:-.02em;overflow-wrap:anywhere;margin:0 0 12px}.faq-topic-card p{font-size:16px;margin:0 0 28px;line-height:1.5}.faq-topic-bottom{display:flex;align-items:center;justify-content:space-between;margin-top:auto;font-size:14px;color:#526779}.faq-topic-bottom>span:last-child{font-size:25px;color:#002641}.faq-answer-layout{display:grid;grid-template-columns:245px minmax(0,1fr);gap:45px;align-items:start}.faq-sidebar{border:1px solid #dce6ee;background:#fff;border-radius:24px;padding:22px;position:sticky;top:20px}.faq-current-area{display:flex;align-items:center;justify-content:space-between;gap:8px;padding-bottom:20px;border-bottom:1px solid #e0e8ee}.faq-current-area strong{font-size:22px;font-weight:500}.faq-current-area a{font-size:13px;text-decoration:underline;text-underline-offset:3px}.faq-sidebar nav{margin-top:12px;display:grid;gap:7px}.faq-sidebar nav a{padding:13px 12px;display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:15px;border-radius:12px}.faq-sidebar nav a[aria-current=page]{background:#002641;color:#fff}.faq-sidebar nav a:not([aria-current]):hover{background:#f1f1ff}.faq-sidebar>p{font-size:13px;color:#526779;line-height:1.5;margin:22px 0 0}.faq-search{padding:22px;border-radius:20px;background:#ceeeff80}.faq-search label{display:block;font-size:15px;font-weight:500;margin-bottom:10px}.faq-search-field{position:relative}.faq-search input{width:100%;min-width:0;font-size:17px;border:1px solid #9cadbb;border-radius:12px;min-height:54px;background:#fff;padding:13px 47px 13px 16px;color:#002641;-webkit-appearance:none}.faq-search input::-webkit-search-cancel-button{display:none}.faq-search input:focus-visible{outline:3px solid #0caaff;outline-offset:3px}.faq-search button{position:absolute;right:4px;top:5px;width:44px;height:44px;background:none;border:0;font-size:26px}.faq-count{margin:22px 0 12px;font-size:14px;color:#526779}.faq-answer{border:1px solid #dce6ee;border-radius:18px;background:#fff;margin-bottom:12px;scroll-margin-top:22px}.faq-answer summary{display:flex;align-items:center;justify-content:space-between;gap:24px;cursor:pointer;list-style:none;padding:22px 24px;font-size:18px;line-height:1.45;font-weight:500}.faq-answer summary::-webkit-details-marker{display:none}.faq-answer summary:focus-visible,.faq-sources summary:focus-visible{outline:3px solid #0caaff;outline-offset:3px;border-radius:16px}.faq-plus{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:#f1f1ff;position:relative}.faq-plus:before,.faq-plus:after{content:'';position:absolute;background:#002641;left:8px;top:13px;width:12px;height:2px}.faq-plus:after{transform:rotate(90deg);transition:transform .2s}.faq-answer[open] .faq-plus:after{transform:rotate(0)}.faq-answer[open]{border-color:#9dcce5;box-shadow:0 5px 18px #00264108}.faq-answer[open] summary{padding-bottom:14px}.faq-answer-body{padding:0 24px 24px}.faq-answer-body p{font-size:17px;line-height:1.75;margin:0 0 18px;max-width:66ch}.faq-question-link{font-size:13px;text-decoration:underline;text-underline-offset:4px;color:#526779}.faq-related{display:block;margin-bottom:16px;font-size:15px;text-decoration:underline}.faq-empty{background:#f1f1ff;padding:28px;border-radius:20px}.faq-empty h2{font-size:24px}.faq-empty p{font-size:16px}.faq-empty button{font-size:16px}.faq-contract-note{font-size:14px;line-height:1.65;color:#526779;margin:28px 0 16px}.faq-sources{font-size:14px;line-height:1.6}.faq-sources summary{cursor:pointer;padding:10px 0;min-height:44px}.faq-sources li{margin:10px 0}.faq-sources a{text-decoration:underline;overflow-wrap:anywhere}.faq-sources p{color:#526779}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.faq-route-note{padding:16px 20px;border-radius:15px;background:#ceeeff;font-size:16px}.faq-screen{animation:faq-enter .45s ease both}.faq-noscript{padding:24px}.faq-noscript summary{font-weight:500;cursor:pointer;padding:14px 0}.faq-noscript p{max-width:70ch}.faq-footer-link{display:inline-block;margin-bottom:20px;text-decoration:underline;text-underline-offset:5px}
@keyframes faq-enter{from{opacity:.3;transform:translateY(10px)}to{opacity:1;transform:none}}@keyframes faq-cloud{to{transform:translate(-35px,15px) scale(1.08)}}
@media(max-width:1000px){.faq-choice-layout{grid-template-columns:230px minmax(0,1fr);gap:22px}.faq-topic-grid{gap:16px}.faq-topic-card{padding:22px}.faq-topic-card h2{font-size:23px}.faq-answer-layout{grid-template-columns:210px minmax(0,1fr);gap:24px}.faq-sidebar{padding:17px}.faq-help{gap:16px}.faq-phone{margin-left:auto}.faq-area-caption{padding-left:20px}.faq-card-arrow{right:17px}}
@media(max-width:700px){.faq-main{padding:18px 0 40px}.faq-breadcrumb{margin-bottom:22px;font-size:13px}.faq-breadcrumb li:not(:last-child):after{padding:0 8px}.faq-steps{gap:10px;justify-content:space-between;margin-bottom:30px;font-size:12px}.faq-steps li>a,.faq-steps li>span{flex-direction:column;gap:7px;text-align:center}.faq-steps li>a>span,.faq-steps b{width:28px;height:28px;font-size:13px}.faq-heading{margin-bottom:25px}.faq-heading h1{font-size:36px;line-height:1.13;margin-bottom:13px}.faq-heading>p:last-child{font-size:17px}.faq-heading .eyebrow{font-size:13px}.faq-area-grid{gap:15px 10px}.faq-area{border-radius:18px}.faq-area-caption{padding:12px 5px 15px;text-align:center}.faq-area-caption strong{font-size:21px;margin:0}.faq-area-caption>span{display:none}.faq-card-arrow{display:none}.faq-family{display:block}.faq-family img{aspect-ratio:3/1}.faq-family .faq-area-caption{padding:18px 20px 20px;text-align:left}.faq-family .faq-area-caption strong{font-size:29px;margin-bottom:5px}.faq-family .faq-area-caption>span{display:block;font-size:15px}.faq-family .faq-card-arrow{display:grid;bottom:26px;right:19px;width:34px;height:34px}.faq-help{margin-top:30px;padding:23px 20px;gap:18px 12px}.faq-help h2{font-size:23px}.faq-help p{font-size:15px}.faq-help .primary-button{margin-left:0}.faq-portraits img{width:51px;height:51px}.faq-phone{margin:0;font-size:15px}.faq-choice-layout{grid-template-columns:1fr}.faq-selected-photo{display:flex;align-items:center;border-radius:18px}.faq-selected-photo img{width:95px;flex-shrink:0}.faq-selected-photo.is-family img{width:145px}.faq-selected-photo>div{flex:1;padding:14px 18px;flex-wrap:wrap}.faq-selected-photo strong{font-size:23px}.faq-topic-grid{gap:16px}.faq-topic-card{border-radius:20px;padding:20px}.faq-topic-index{margin-bottom:16px}.faq-topic-card h2{font-size:23px}.faq-topic-card p{font-size:15px;margin-bottom:22px}.faq-answer-layout{grid-template-columns:1fr;gap:25px}.faq-sidebar{position:static;padding:18px;border-radius:20px}.faq-current-area{padding-bottom:12px}.faq-sidebar nav{display:flex;flex-wrap:wrap;gap:8px;margin-top:13px}.faq-sidebar nav a{font-size:14px;background:#f1f1ff;padding:12px 14px}.faq-sidebar nav a>span{display:none}.faq-sidebar>p{display:none}.faq-search{padding:18px}.faq-answer summary{padding:19px 18px;font-size:17px;gap:15px}.faq-answer-body{padding:0 18px 22px}.faq-answer-body p{font-size:16px;line-height:1.7}.faq-question-link{min-height:32px;display:inline-flex;align-items:center}.faq-search input{font-size:16px}.faq-count{margin-top:19px}}
@media(max-width:410px){.faq-topic-grid{grid-template-columns:1fr}.faq-topic-card{position:relative;padding:21px}.faq-topic-index{display:none}.faq-topic-card h2{font-size:25px;margin-bottom:10px}.faq-topic-card p{margin-bottom:15px;max-width:90%}.faq-heading h1{font-size:33px}.faq-help .primary-button{width:100%;justify-content:center}.faq-help .faq-phone{display:block;text-align:center;width:100%}.faq-selected-photo.is-family{display:block}.faq-selected-photo.is-family img{width:100%}.faq-steps{font-size:12px}}
@media(prefers-reduced-motion:reduce){.faq-screen,.faq-main:before{animation:none}.faq-area,.faq-topic-card,.faq-plus:after{transition:none}.faq-area:hover,.faq-topic-card:hover{transform:none}}

.faq-avatar{display:block;width:64px;height:64px;overflow:hidden;border-radius:50%;border:3px solid #fff;background:#fff;box-shadow:0 4px 10px #00264112}.faq-avatar+.faq-avatar{margin-left:-8px}.faq-portraits .faq-avatar img{width:100%;height:100%;border:0;border-radius:0;box-shadow:none;object-fit:cover;object-position:50% 0;transform-origin:50% 0}.faq-avatar.petra img{transform:scale(1.65)}.faq-avatar.christian img{transform:scale(1.12);object-position:58% 0}.faq-main{scroll-margin-top:15px}#faq-app{scroll-margin-top:20px}@media(max-width:700px){.faq-avatar{width:51px;height:51px}}

@media(max-width:410px){.faq-help{display:grid;grid-template-columns:88px minmax(0,1fr)}.faq-help .primary-button,.faq-help .faq-phone{grid-column:1/-1}.faq-help h2{font-size:22px}}
